Debt Collections Attorney in Northern, NJ

Debt Collections Attorney in Northern, NJ

Deborah L. Pico - Attorney At Law

We represent individuals, along with small and large businesses, in attempting to collect their debts. You should be sure to have a contract between you and the debtor, an invoice, a promissory note or some writing evidencing the debt. It is also important to be prepared with information about the debtor that might help with the collection, such as their current address, copy of their check or payment to you, social security number or place of employment. The more information you have, the better equipped we will be to help ultimately collect.

Once you have obtained a judgment, there is the next step of trying to collect that judgment. We handle post judgment collection work which can include wage garnishments, wage executions, information subpoenas and foreclosures.

If you are an individual or business who has been sued, and owes the debt, we can represent you in the defense of any claim made by someone to attempt to force you to pay a debt you may not owe. We can also try to negotiate that debt so that the money you pay is less than the actual amount due.

We offer flexible fee arrangements for our services in this area. In some cases, it may be appropriate to pay a contingent fee based on a percentage of the amount to be collected, or judgment amount. Other times, an hourly fee or a flat fee may be best. Each case is looked at individually and assessed by us, so that we can come to terms on fees which are satisfactory to everyone concerned.